Critical Illness Cover
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What is Critical Illness Cover
Critical Illness Cover pays cash in the event of you suffering from a critical illness like cancer, heart attack or stroke.
Critical Illness Cover is also commonly referred to as: Dread Disease Cover or Trauma Cover.
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Who should buy Critical Illness Cover
If you are concerned about having to fund costly treatment that may not be fully covered by your medical aid or costly lifestyle changes you should have Critical Illness Cover.
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What is the benefit of having Critical Illness Cover
Few people consider the devastating financial implications following a critical illness. The implications range from:
- loss of income
- cost of treatment, and
- costs associated with lifestyle changes
These costs can easily run into millions of rand and lead to financial ruin. Critical Illness Cover will protect you against this financial implication by paying you cash that you can use as you deem fit.
Product Highlights
Our insurance products have the following unique features:
- Online, convenient, money saving insurance with complete peace of mind
- Up to R3 million cover with no medical exams required
- Qualify for 20% Cash Back every 10 years
- Optional annual benefit increase of 5% to help keep pace with inflation
- Quote in under 1 minute, buy in less than 20 minutes – online!
- Cover is to age 65
- Entry age of 20 to 59
- Increase, decrease or cancel your cover any time without penalties
- You, the life insured, or your spouse may make the monthly payments
Our Client Benefits
Our clients have 24-7 access to the following benefits:
- Quote in under 1 minute, buy in less than 20 minutes – online!
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Access to myinstantlife.co.za , a secure and convenient online policy management service
- Change your banking and contact details easily - saving you time
- View your policy communications and policy documents
- Make changes to your levels of cover
- Update your beneficiaries
Tips
Ensure that all expenses will be covered by having the correct protection in place, such as:
- Comprehensive medical aid
- Medical insurance
- Critical Illness Cover
Note: Each of these benefits are crucial in their own right and should not be viewed as substitution of each other. The benefits address different aspects of critical illness.